Strategy Solutions
Solutions in the Strategy range are constructed in line with inflation target objectives over a recommended investment period. To deliver on the objective, our asset allocation process identifies the optimal asset allocation using a diverse selection of South African and global asset classes. The Strategy range may also incorporate alternative assets like hedge funds and private market assets.
We select quality investment managers with complementary styles and approaches and blend those with core index trackers to target superior risk-adjusted returns within each asset class. Asset allocation is not static, but responds to market conditions and asset valuations to ensure stability and capture incremental returns for our clients.
Max 28
Investment Description and Objective
The solution seeks to achieve maximum long-term growth in excess of inflation and targets returns of 6% to 7% above CPI inflation per annum (after fees) over rolling ten-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a long-term time horizon as it has high exposure to growth assets, such as equities and property, and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
To achieve a total return in the range of 6%-7% per annum above CPI inflation over rolling ten-year periods.
Historical Factsheets
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Inflation Plus 5-7% Strategy
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 5% to 7% above CPI inflation per annum (after fees) rolling over seven-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a medium to long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
It aims to achieve a return in the range of 5%-7% per annum above CPI inflation over rolling seven-year periods.
Historical Factsheets
April 2025
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February 2024
January 2024
Inflation Plus 3-5% Strategy
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 3% to 5% above CPI inflation per annum (after fees) rolling over five-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a medium-term time horizon who are comfortable with some volatility in returns. It has balanced exposure to growth assets, such as equities and property, and income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
It aims to achieve a return in the range of 3%-5% per annum above CPI inflation over rolling five-year periods.
Historical Factsheets
April 2025
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January 2024
Inflation Plus 1-3% Strategy
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 1% to 3% above CPI inflation per annum (after fees) rolling over three-year periods. To achieve this it invests across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including, for example, hedge funds and private equity. Old Mutual Multi-Managers makes the asset allocation decisions and allocates assets to specialist investment managers who manage assets within each of the asset classes. The solution is suitable for investors with a short-term time horizon who seek lower volatility in returns so it has low exposure to growth assets, such as equities and property, and high exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
It aims to achieve a return in the range of 1%-3% per annum above CPI inflation over rolling three-year periods.
Historical Factsheets
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Balanced Blend Solutions
The Balanced blend range may also incorporate private market assets.
Defensive Balanced Solution
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and aims to have no negative returns over 12-month rolling periods. It targets returns of 3% above CPI inflation per annum (after fees) over a period of 3 years or longer. The underlying investment managers invest across asset classes including listed shares, listed property, bonds and cash, both in South Africa and globally, with the dual aim of achieving real returns while limiting downside over 12 month periods. The solution may also invest in alternative assets including, for example, hedge funds and private equity. The solution is suitable for investors with a short to medium term horizon who seek to minimise the potential for capital losses. The solution is offered to investors through a life policy.
Long-Term Target
Inflation +3% p.a. over three years or longer with no negative returns over rolling 12 months (after fees).
Historical Factsheets
April 2025
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Managed Solution
Fund Description and Objective
The solution aims to outperform the median of the AlexForbes Global Large Manager Watch (AFLMW). The underlying investment managers manage multi-asset class (balanced) mandates including listed shares, listed property, bonds and cash, both in South Africa and globally. The solution may also invest in alternative assets including hedge funds and private equity. The solution is suitable for investors with a long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long-Term Target
The solution seeks to out-perform the median of the Alexforbes Global Large Manager Watch peers over the long term.
Benchmark
The solution is measured against the median of the Alexforbes Global Large Manager Watch peers.
Historical Factsheets
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Specialist Solutions
Money Market Solution
Investment Description and Objective
The solution has a benchmark of STeFI 3-month and targets returns of 0.5% p.a. above STeFI 3-month (after fees) over periods of 12 months and longer. It invests in short-term money market instruments with a duration of up to 12 months. The solution is offered to investors through a life policy.
Long-Term Target
The solution aims to target 50 basis points above inflation over the medium to long term (before fees).
Benchmark
STeFI 3-month Index.
Historical Factsheets
April 2025
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Tracker Solutions
Solutions in the Tracker range are constructed in line with inflation target objectives over a recommended investment period. To deliver on the objective, our asset allocation process identifies the optimal asset allocation using a diverse selection of South African and global conventional listed asset classes.
We select quality index trackers to closely match the respective benchmark index for each asset class at low cost. Asset allocation is not static, but responds to market conditions and asset valuations to ensure stability and capture incremental returns for our clients.
Balanced Tracker Solution
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 4% to 6% above inflation per annum (after fees) over rolling seven-year periods. The solution invests in index tracking mandates across asset classes including, for example, listed shares, listed property, bonds and cash, both in South Africa and globally. Old Mutual Multi-Managers makes the asset allocation decisions. The solution is suitable for investors with a medium to long-term time horizon as it has high exposure to growth assets such as equities and property and low exposure to income-generating asset classes. The solution is offered to investors through a life policy.
Long Term Target
It aims to achieve a return of 4%-6% above inflation over rolling seven-year periods.
Historical Factsheets
April 2025
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Moderate Tracker Solution
Investment Description and Objective
The solution seeks to grow capital in excess of inflation and targets returns of 3% to 5% above inflation per annum (after fees) over rolling five-year periods. The solution invests in index tracking mandates across asset classes including, for example, listed shares, listed property, bonds and cash, both in South Africa and globally. Old Mutual Multi-Managers makes the asset allocation decisions. The solution is suitable for investors with a medium-term time horizon who are comfortable with some volatility in returns. It has balanced exposure to growth assets, such as equities and property, and income-generating asset classes. The solution is offered to investors through a life policy.
Long Term Target
It aims to achieve a return of 3%-5% above inflation over rolling five-year periods.
Historical Factsheets
April 2025
March 2025
February 2025
January 2025
December 2024
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